Broadacre

Broadacre policies usually cover a loss of revenue due to a yield loss as a direct consequence of Hail or Fire.  CRU provides two policy options:

  • Hail and Fire Post Harvest Declaration Policy
  • Hail and Fire Pre Harvest Revision Policy

These policy types are different in how they determine the sum insured, premiums and claims.

CRU's policies include a Reducing Excess as standard and  the following Additional Benefits

  • Replant subsidy following hail within the replant period
  • Chemical overspray
  • Straying livestock
  • Harvested grain in storage and/or transit
  • Stored Fodder in storage or transit
  • Fire mitigation expenses