The CRU Cotton crop policy covers you against the loss of Potential Yield of your crop directly caused by an insured peril from the time of Emergence through to the time that Harvest commences.

Insured Perils

  • Hail,
  • Fire,
  • Chemical Overspray but limited to $100,000 per Property and $200,000 per Policy subject to its specific limits and conditions.
  • Additional Benefits - replant subsidy, additional expenses, harvested Seed cotton, delayed harvest

There is a choice of coverages that can be fine-tuned to your specific needs.  You can choose between one of two options.

  • Capped Yield, where the maximum insured yield is capped at the provisional yield, or
  • Variable Yield, where the maximum insured yield for dryland crops is 150% of the provisional yield and 125% of the provisional yield for irrigated and other crop types

These coverage types are different in how they determine the sum insured, premiums and claims.

Optional Coverages can be added to the policy for an additional premium.

  • Micronaire and or Rainfall Downgrade
  • Delivered Seed Cotton

Note:The information contained on the website is for general information purposes ONLY and does not form any part of any insurance policy.  At all times you should refer to the current CRU policy wording for the complete details of coverage provided by CRU's products.

How to arrange cover